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SBI Life – New Smart Samriddhi (UIN –111N129V01)

You aim for a financially secure and prosperous future for your loved ones. You strive to achieve this objective through adequate Insurance coverage, regular savings and look for consistent returns to help you achieve these goals.

SBI Life – New Smart Samriddhi is an Individual, Non- Linked, Non- Participating Life Insurance Savings Product which offers Guaranteed Additions^ which enables you to earn benefits for your loved ones.

The product comes with ease of enrolment and prompt processing, to keep your family financially protected. So, while you safeguard your family's happiness, get rewarded with additional returns.

Key Advantages :
  • Simple and swift processing of policy.
  • The plan is available without medical examination
  • Enjoy Guaranteed Additions^ at the end of each policy year
  • Get 155% to 173% of sum of annualized # premiums paid as maturity benefit depending on age and annualized# premium chosen.
  • Pay for just 7 years and enjoy the benefit throughout the policy term of 15 years
  • Get tax benefits@ as per the prevailing norms under the Income Tax Act, 1961


^Guaranteed Additions would apply on the cumulative premiums paid, which is the sum of the premiums paid by the policyholder till date, excluding the applicable taxes, underwriting extra premiums and loading for modal premiums, if any, at the end of each policy year for in-force policies, at a simple rate. The percentage of Guaranteed Addition will be based on the annualized# premium selected. These guaranteed additions are payable on maturity of the policy along with Basic Sum Assured or on earlier death of the life assured along with Sum Assured on Death. The Guaranteed Additions will be 5.5%** for Annualized premium less than Rs. 30,000 and 6.0%** for Annualized premiums greater than or equal to Rs. 30,000

** The Guaranteed Additions defined above is at a simple rate and not at compounding rates.
@Tax benefits are as per the provisions of the Income Tax laws & are subject to change from time to time. Please consult your tax advisor for further details.
#Annualized Premium shall be the premium amount payable in a policy year, chosen by the policy holder, excluding applicable taxes, underwriting extra premiums and loading for modal premium, if any

Click here to download SBI Life – New Smart Samriddhi (UIN –111N129V01) Brochure
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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Trade logo displayed above belongs to State Bank of India and is used by SBI Life under license. SBI Life Insurance Company Limited. Registered & Corporate Office: Natraj, M. V. Road, & Western Express Highway Junction, Andheri (East), Mumbai - 400 069 | IRDAI Regd. No. 111 | CIN: L99999MH2000PLC129113 |

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