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SBI Life – Smart Samriddhi (UIN –111N097V02)

You aim for a financially secure and prosperous future for your loved ones. You strive to achieve this objective through regular savings and look for consistent returns to help you achieve these goals.

SBI Life –Smart Samriddhi, a Traditional, Non-participating, Individual Savings Plan provides Guaranteed Additions which enables you to earn benefits for your loved ones.
The product comes with ease of enrolment and prompt processing, to keep your family financially protected.

So while you safeguard your family's happiness, get rewarded with additional returns.

Key Advantages :
  • Simple and swift processing of policy.
  • The plan is available without medical examination
  • Enjoy Guaranteed Additions^ at the end of each policy year
  • Get 160% to 174% of sum of premiums paid& as maturity benefit depending on age and annual premium chosen.
  • Pay for just 7 years and enjoy the benefit throughout the policy term of 15 years
  • Get tax benefits@ as per the prevailing norms under the Income Tax Act, 1961


^Guaranteed Additions are added at a simple rate on the sum of the premiums& paid, at the end of each policy year. The percentage of Guaranteed Addition will be based on the annual# premium selected.

The Guaranteed Additions are defined as percentage of the sum of premiums paid& as on the end of any policy year. It will be 5.5% for Annual premiums of Rs. 15,000 to Rs. 29,000 and 6.0%^^ for Annual premiums of Rs. 30,000 to Rs. 75,000

@Tax benefits, are as per the provisions of the Income Tax laws & are subject to change from time to time. Please consult your tax advisor for further details.
# Annual Premium is the premium payable in a policy year excluding applicable taxes and loading for modal premium
^^ The Guaranteed Additions defined above is at a simple rate and not at compounding rates.
&For Monthly Premium payment policies, the Guaranteed Additions would be calculated on the premiums paid excluding loading for the modal premium.

Click here to download SBI Life – Smart Samriddhi (UIN –111N097V02) Brochure
    IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums.
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These are only the brief features of the plan .For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Trade logo displayed above belongs to State Bank of India and is used by SBI Life under license. SBI Life Insurance Company Limited. Registered & Corporate Office: Natraj, M. V. Road, & Western Express Highway Junction, Andheri (East), Mumbai - 400 069 | IRDAI Regd. No. 111 | CIN: L99999MH2000PLC129113 | | version number: 2G.ver.01-01-19 WEB ENG